Individual Vision Insurance
Vision insurance is designed to provide coverage for various services related to the care and treatment of the eyes. Typically, it includes coverage for services provided by optometrists or ophthalmologists. The specific coverage offered may vary based on the plan, but some or all of the following services are commonly covered:
Yearly eye exams: Vision insurance often covers the cost of annual eye examinations, allowing you to maintain regular eye health check-ups.
Glasses: Coverage for glasses is typically included, with an annual limit on benefits. This may include the cost of frames and lenses.
Contact lenses and fitting: Vision insurance may provide coverage for contact lenses and the fitting process. Similar to glasses, there is usually an annual limit on benefits for contact lenses.
Glaucoma screening: Many vision insurance plans cover the cost of glaucoma screenings, which are important for early detection and management of this eye condition.
It’s important to note that the extent of coverage may vary between vision insurance plans. Some plans may offer more comprehensive coverage, including certain eye surgeries, while others may limit coverage to “reasonable and customary” charges associated with routine eye exams. Expenses for glasses and contact lenses may not always be included in the definition of “reasonable and customary” charges.
At Simpli-Insured, we can assist you in finding the right vision insurance plan that suits your needs. Our goal is to ensure that you have access to the necessary eye care services and treatments, allowing you to maintain optimal eye health.