Individual Dental Insurance
Individual Dental Insurance is designed for individuals and families who do not have access to group dental insurance. It serves as a solution for those who face cost barriers when seeking dental care to maintain optimal oral health. Without dental insurance, the expenses associated with routine preventive care and dental treatments can be significant, making it challenging to receive the necessary care.
With a freedom-of-choice plan, you have the flexibility to visit any dentist of your choice. However, it’s important to note that this plan may impose waiting periods of 6 to 12 months for certain services. As a result, it may not be the most suitable option for individuals seeking comprehensive coverage within the initial 12 months. However, if you anticipate the need for dental coverage over an extended period and are not in immediate need of major benefits, this plan could be a viable option.